You’re not the only one who has seen a strange charge on your bank statement with the name "Ym Ozon." It can be concerning to see this unfamiliar name, particularly if you don’t remember making any purchases equal to the amount withheld.
It’s normal to feel anxious and curious about the precise whereabouts of your funds. This post will describe "Ym Ozon," the reason money was taken out, and what to do if the charge doesn’t seem correct.
Don’t freak out if you see a charge from "Ym ozon" on your account and are unsure of its purpose. This is just a transaction involving the well-known internet marketplace Ozon. Usually, the charge indicates that money was paid for a platform order or service. Knowing this will ensure that you are aware of where your money is going and help to clear up any confusion.
- Yumani
- Fraud
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Yumani
What does this YM stand for? Why is OZON MOSCOW RUS the recipient of the card charges? The outlet’s name is well known to us, but where are the other symbols from?
Don’t freak out. YM is the YuMoney payment system’s unique identification. Yandex Kassa, the marketplace’s transaction platform, is used to write off funds in a perfectly normal manner.
All that is indicated by the code YM OZON 1 GOROD MOSKVA RUS is the outlet. However, you must confirm the following:
- You actually made a purchase for the specified amount;
- Check the full cost, date and time of the write-off.
There’s nothing to be concerned about if everything lines up. However, we must now confirm that the write-off is legitimate!
- Open the mobile app;
- Click the profile button;
- Go to the "Orders" section.
The status "Created" or "Accepted for processing" should be displayed on the order card. These statuses show up following payment, so there’s really nothing to be concerned about. The goods will soon be available for your receipt.
Not only are all these actions accessible through the mobile app, but they are also accessible through your website personal account.
Fraud
It is crucial to realize that YM OZON 1 (Moscow) is a marketplace at all times. As previously mentioned, payments are occasionally made via Yandex Kassa, but the correct recipient receives them.
You should act right away if you notice a different code.
What is this Sberbank write-off for the Gorod Moskva RUS purchase of YM OZON 2 or YM*OZON_2? You are interacting with con artists. Regretfully, dishonest individuals have obtained access to your bank card information.
Disconnect payment devices from your personal account right away:
- Open the application, click on the profile icon at the bottom right;
- Find the "Saved cards" section and delete all linked accounts.
Proceed to other actions after that.
Send a letter to the marketplace help desk.
- Describe the problem in detail;
- Attach a card statement (usually, you can get it through the Internet bank).
To view a statement on a debit card account, for instance, simply click the "Certificates and statements" button in Sberbank.
Think about the following. Technical support will probably advise getting in touch with your bank right away. So we’ll act in that manner.
Compose a chargeback request.
To demonstrate how you can use a comparable service at your bank, we’ll use Sberbank as an example. Any user can choose to submit a chargeback (subject to certain conditions). You can find out more about this from an expert.
- In your Sber personal account, click on the "Dialogues" button;
- Find the dialog with support in the list.
You must supply the following details:
- Date, time and amount of the transaction;
- The last four digits of the card number;
- Where was the plastic when the money was written off.
An employee of technical support will tell you the rest. You’ll probably need to block the account, but don’t worry! This won’t last for long; a new plastic will be available to you very soon.
Please note that while YM * OZON_2 is no longer eligible, YM OZON 1 MOSCOW RUS remains a regular recipient.
| Question | Answer |
| Who is "Ym ozon"? | "Ym ozon" refers to Ozon, a popular online marketplace. The abbreviation "Ym" is used by some banks in transaction descriptions for payments made to Ozon. |
| Why was money withdrawn? | The money was likely withdrawn for a purchase or subscription made through the Ozon platform. |
| How can I verify the transaction? | Check your recent orders or subscriptions in your Ozon account to match the amount with the withdrawal. |
It can be difficult to comprehend unexpected charges on your bank statement. A withdrawal marked "Ym Ozon" most likely corresponds to a transaction that was completed via Ozon, one of the biggest online marketplaces in Russia. This charge might be related to a subscription service linked to your account or a purchase you made.
It’s crucial to verify that the charge corresponds with something you approved by going over your most recent Ozon purchases or subscriptions. To get the situation clarified, it’s a good idea to get in touch with Ozon’s customer service if you are unable to identify the transaction.
Regardless, you can improve your financial management and prevent unpleasant surprises by keeping a close eye on your bank statements and learning where charges are coming from.
