How to buy on Lamoda in installments, if you really, really need it

Finding the newest styles on Lamoda can be greatly facilitated by shopping there, but occasionally the budget falls short of the needs. If you’re unable to pay for it all at once but really want that perfect outfit, paying in installments may be the answer.

Installment plans are a source of hesitation for many people, who fear they will be difficult to use or have unstated costs. But, if you know how to use this Lamoda option, the procedure will go more smoothly and stress-free.

We’ll guide you through the process of making installment purchases on Lamoda in this post, allowing you to shop with assurance even on a tight budget.

Step Action
1 Choose the item you want to buy on Lamoda and add it to your cart.
2 Proceed to checkout and select "Installments" as your payment method.
3 Enter your details and follow the instructions to complete the application for installment payment.
4 Wait for approval and, once approved, confirm your order.
5 Enjoy your purchase and pay the installments according to the schedule.

Is there an installment plan on Lamoda

There are instances where clothing is desperately needed but not in sufficient quantities. Here, the question of how and under what circumstances it is possible to purchase sneakers or clothing on Lamoda in installments comes up. Three primary options are available to online store customers:

  • "Mocha Advance Payment". Allows you to buy the product immediately, and then pay the remaining amount in equal parts. Any user who has the appropriate limit can receive an installment plan on Lamoda. Payment in installments can be spread over 3, 6 or 10 months.

  • Halva card. Allows you to buy on credit at Lamoda without overpayments and with a 0-th down payment. In addition, installments are available for purchases from 4000 rubles. To receive this option, you must first order a card on the lamoda page.ru/lp/halva/?from=hcarticle.

  • Freedom card from Home Credit Bank. Allows you to buy things with the amount distributed over a period of up to six months.

Purchasing in installments can be quite helpful if you truly need something from Lamoda but are unable to pay for it all at once. This post walks you through the easy process of making a purchase in installments, ensuring that you know how to handle payments and still receive the immediate items you require.

How to buy goods in installments

A lot of inquiries are about how to borrow money from Lamoda interest-free and still get the goods today. The following is the general algorithm:

  1. Select the item you are interested in on the pages of the online store you plan to buy.
  2. Add it to the cart and proceed to checkout.
  3. Follow the instructions and go to the payment page.
  4. Select the method "Mokka – payment in advance", Halva or Freedom card
  5. Finish the purchase and wait for the goods to arrive.

You must be prepared with a phone if you’re wondering how to set up an installment plan for Lamoda using Mokka. It receives a message that needs to be entered in a specific field. Also, you need to take multiple pictures of your passport when registering for the first time. You will be required to pay for the goods in accordance with the terms going forward. The first payment is due in this instance in one month. You have to have it on hand if you intend to make a purchase with a card.

How to set up an installment plan on Lamoda using the application if you only have a phone with you is another frequently asked question. You can use the same algorithm here. The most important thing is to have a Freedom/Halva card or a purchase limit when using Mokka. In the latter instance, the parties have an electronic agreement that can be found, if desired, in the user’s personal account on the Mokka website/application (mokka.ru). An SMS that is received by the phone and entered as confirmation is the signature.

Terms

You must comprehend the terms of the Lamoda online store’s installment plan before making a purchase. Depending on the option selected, the service has different features.

Mokka

Use the Mokka option if you’re wondering how to place installment orders on Lamoda. The following requirements must be considered when placing an order:

  1. Requirements for the client – Russian citizenship, age from 18, the amount of the goods from 2500 rubles and the presence of an account on Lamoda.
  2. Cost of the service. For purchases up to 5000 rubles – 159 rubles / month, from 5000 rubles and more – 259 rubles / month.
  3. Term. If desired, you can buy clothes / shoes on Lamoda in installments for a period of 3, 6 or 10 months, depending on the amount and financial capabilities.

There are a few more details to keep in mind if you wish to use Mokka to make installment purchases on Lamoda:

  • if necessary, the amount of debt can always be repaid in advance;
  • the ability to deposit an amount that is greater than the required amount;
  • if necessary, you can return the goods that were paid for using the service;
  • In case of late payment, you will have to pay a fine;
  • the ability to buy several different orders using the existing limit.

Halva Map

If you wish to use the Halva card (Sovcombank) in Lamoda to purchase shoes or clothing in installments, the circumstances are different. The subsequent circumstances are relevant:

  • period for repayment of the purchase price in Lamoda up to 4000 rubles – 2 months, from 4000 rubles – 4 months;
  • initial payment – 0%;
  • registration and service – 0 rubles;
  • use – 0%;
  • online replenishment – no interest.

The Halva card also enables you to take out cash, earn interest on your balance of up to 10%, and get cashback of up to 10% on purchases made at various retail locations.

Freedom

A lot of people inquire about the cost of the Freedom card installment plan on Lamoda. You have a maximum of six months to pay with credit. "Plastic" offers free services, no cost for courier delivery, and no interest on purchases. On the homecredit website, www.ru/wow/, you can apply for and obtain comprehensive information about the HomeCreditBank card.

How to pay off an installment plan

There are numerous remarks regarding debt repayment when reading reviews on Lamoda’s installments. The procedure is highly user-friendly and varies based on the particular bank. Repayment is typically made in equal installments, taking the order amount and term into consideration. After thirty days or after considering additional partner conditions, the first payment is made. Repayment can be made however is most convenient.

When you need to make a purchase but don’t have the entire amount on hand, using Lamoda’s installment option can be a useful solution. It’s a practical method of disbursing payments gradually, which facilitates budget management.

Before committing, always remember to carefully read the terms as each installment plan may have unique requirements. To avoid any further fees or issues, it’s also critical to make sure you can meet the payment deadlines.

Purchasing something on Lamoda in installments can be a sensible option if you really need it and it fits your budget. Just make sure it fits into your overall budget.

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Elena Gromova

I have been involved in fashion design for over 15 years. For me, fabric is the foundation from which any outfit begins. I love experimenting with textures and colors, creating new looks and inspiring others. Here I talk about how to choose the perfect material for your wardrobe and how to care for your favorite things.

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